The Facts About Auto Insurance

Auto insurance is a complicated matter. Many people have an insurance policy but do not understand how they are covered or what they will do if they find themselves in the position of needing to utilize their insurance. Discover the basic types of car insurance and find out how to obtain the coverage you need for your particular situation.

  • Liability Coverage -  This is not just required by law, but is arguably the most important coverage you will ever need!  Even if you are one of the 80% of drivers that has insurance, odds are you don't have enough coverage to protect you from a catastrophic accident.  
  • Collision Coverage – This is the basic insurance type that covers your vehicle if you collide, or run into, something. This covers collisions with other cars as well as if you were to run into a wall, barrier or bridge.
  • Comprehensive Coverage – This covers many things that may happen to your car that is not directly related to a collision. This would include things such as theft, fire, hitting a deer or vandalism.
  • Medical Payments – Medical payments pay for any injuries to the driver or passengers that occur if an accident occurred while you were in your car.  Although most people think their own injuries are covered, since this is an optional coverage, most are not!

Now that you understand a little more about the different types of auto insurance available, let us find the right coverage for you! Our sales associates will shop the coverage you need with a variety of companies, saving you time and money in the process. By doing this, you can rest assured you are getting the best deal, as well as getting the personal attention you deserve.